A Brief Update

Futureage India Micro Credit Services is a Micro-Finance company registered under section-8 of the companies Act 2013, having its Registered & Head Office at B-2, M-148, S.B.I. Colony, Sitapur Road Yojana, Aliganj, Lucknow- UP. The company started its Microfinance operations in 20th June, 2014 in eastern Uttar Pradesh to serve the poor and under privileged class of women. The company aims to provide financial services to under privileged women residing in the rural and semi-urban areas, particularly Uttar Pradesh, and Bihar, the most densely populated poorest region in terms of density and depth of poverty.

Futureage India Micro Credit Services provides financial services under JLG group model. The loans are made to individual members, but the group agrees to follow the joint liability concept and guarantee the payments of all group members in accordance with the JLG methodology.

The JLG methodology works to everyone’s advantage. Through the use of the joint liability guarantee or the self help group system, our clients, who most often do not have any collateral, are able to access credit. The group methodology also provides built-in support for our clients, both in good times and bad. Delivering financial services through groups also brings multiple benefits to FIMCS: reduction of transaction costs, increase in outreach, and thereby an increase in income.


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